(401) 467-2300
The moments after a car accident are complicated enough without an insurance company treating your claim like a number to whittle down. At Gemma Law Associates, we represent drivers, passengers, and pedestrians injured in Newport crashes, pursuing the compensation allowed by Rhode Island law while they focus on getting better.
Our Newport car accident lawyers take on the insurance fight, the paperwork, aggressive defense counsel, and settlement negotiations from start to finish, and there is no fee unless we win your case.
As a family-owned Providence firm, we answer our own phones. Call our firm, and you reach an attorney named Gemma, not an intake line that routes you to whoever happens to be free. If you are not sure whether your crash justifies a claim, one free conversation with our team can tell you.
Call (401) 467-2300 for a free consultation. We are available 24/7.
Do You Need a Car Accident Lawyer in Newport?
For anything beyond a minor fender-bender, talking to a lawyer after a Newport crash is usually worth it. Remember, the other driver’s insurer is not on your side, and they will likely offer the lowest possible amount to resolve your claim.
Adjusters are trained to settle quickly and cheaply. They may make a friendly early call, which often leads to an offer that looks fine until you realize the real cost of your injury. A skilled lawyer can level that imbalance to protect your rights.
Once an attorney is involved, they handle requests for recorded statements and demands for medical records. They take the pressure tactics off you, allowing you to rest at home while you recover.
Involving an attorney changes how an insurer approaches the file. At Gemma Law, the attorney you speak with is the same one who will actually handle your case. This is a large part of why Newport clients call us rather than a firm they only know from a billboard.
For a free legal consultation with a lawyer serving NewportCall (401) 467-2300
Who Can Be Held Responsible to Pay for a Car Accident in Rhode Island?
Rhode Island is an at-fault state, so the driver responsible for a crash, through their insurance, is generally the one who pays for the injuries and damage that follow. After a Newport collision, a claim typically begins against the at-fault driver’s liability coverage. If the coverage runs short or the driver is uninsured, other sources may come into play.
Sorting out who was at fault is rarely as simple as some insurers suggest. More than one party can share responsibility, and the amount of coverage available depends on the policies involved, sometimes including your own.
Part of building a solid legal claim is tracing every avenue of insurance coverage so your recovery is not limited by a single policy cap. For more statewide information, reach out to our Rhode Island car accident lawyers who can explain how these claims work outside Newport.
Personal Injury Lawyer Near Me (401) 467-2300
How Much Does a Newport Car Accident Lawyer Cost to Work With?
Hiring a car accident lawyer at Gemma Law costs nothing out of pocket. Our team handles these cases on a contingency fee basis, so our fee is a percentage of the compensation we recover on your behalf, never from you directly. If the case is not successfully resolved, there is no fee at all. You don’t pay unless we win.
We know that worry about how they can afford a lawyer keeps some people from calling a lawyer, especially as repair estimates and medical bills keep arriving. That is exactly why your first case review at Gemma Law is free and carries no obligation. We believe that learning your options should not cost you anything.
Call (401) 467-2300 today for a free case review.
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What Is Your Newport Car Accident Claim Worth?
A Newport car accident claim should be calculated based on the full cost the crash imposed on you. A good settlement must include both the expenses you can tally and the losses that are more challenging to determine.
Your claim should cover all medical treatment, time missed from work, repair or replacement of your vehicle, and the pain and daily disruption the injuries caused. Because those amounts vary widely from one crash to the next, a realistic figure only emerges after an experienced lawyer reviews the specifics.
Gemma Law has secured case results ranging from $100,000 to $10 million for clients in a variety of matters. Past results do not guarantee a similar outcome because every case is different and the facts vary.
Call us for a free consultation with our team, where you can share your unique circumstances and better understand what your case may be worth, rather than receiving a meaningless dollar range.
Complete a Free Case Evaluation form now
Why Newport Drivers Choose Gemma Law
Newport drivers choose Gemma Law for our team of seasoned trial attorneys, a track record of significant settlements and verdicts, and direct, steady communication through the life of their case. Our firm is family-owned, founded in Providence by Alfred J. Gemma and still run by the same family today. Cases are handled by the attorneys themselves, not funneled through a rotating intake staff.
Behind that work is a group with over 100 years of combined legal experience. Peter Gemma, a principal, has represented injured clients for roughly 36 years; he holds a BA from Clark University and a JD from Suffolk University Law School and practices in Rhode Island, Massachusetts, and the U.S. District Court for the District of Rhode Island.
Mark Gemma, also a principal, has spent close to 30 years in practice, currently presides over the Rhode Island Association for Justice, and received a 2008 Rising Star nod from Super Lawyers for plaintiff personal injury work. Associates Henry S. Monti, Charles Vucci, and Domenic Loffredo round out the team.
The firm has a 4.9 client rating and serves clients throughout Newport, Newport County, and Rhode Island. Our Newport clients get the same great legal services our Providence car accident clients receive.
If your crash left you with injuries that raise questions beyond the accident itself, our Newport personal injury practice covers the broader range of claims we handle locally.
Frequently Asked Questions About Newport Car Accident Claims
How long do I have to file a car accident claim in Rhode Island?
In most cases, the Rhode Island statute of limitations gives you three years from the date of a car accident to file a lawsuit over your injuries. Miss that window, and the court will usually dismiss the case, no matter how strong it is, though a few exceptions can shift the timing. Because evidence fades over time, reaching out to a lawyer early tends to help on both counts.
What if I was partly responsible for the crash?
Sharing some blame does not necessarily end your injury claim in Rhode Island. Under the state’s comparative negligence rule, any recovery is reduced in proportion to your share of fault. Some insurers try to assign more blame than the facts support, and our lawyers can challenge an unjustified attempt to shift fault onto you.
What if the other driver had no insurance?
You may still have a path to recovery. Rhode Island auto policies generally include uninsured and underinsured motorist coverage unless the policyholder rejected it in writing, and that coverage can step in when the at-fault driver has none or too little to cover your losses. A lawyer can review your policy and explain how that kind of claim would work.
Should I accept the insurance company’s first offer?
It is usually smart to have someone review a quick offer before you sign. First offers after a crash often arrive before the full cost of an injury is clear, and once accepted, they generally end any chance of seeking more later. A free case review can tell you whether an offer falls within a fair range before you sign it.
Can someone contact Gemma Law for me if I’m too injured to call after a crash?
Yes. A spouse, relative, or close friend can reach out on your behalf to get things started if your injuries make phone calls difficult. We can take the basic details from them and follow up with you directly once you are able. Getting help does not have to wait until you are fully recovered.
Trust the Newport Car Accident Lawyers at Gemma Law Associates to Protect Your Rights
Alfred Gemma
A crash you did not cause should not leave you facing an insurer alone while you are trying to heal. One phone call can replace that uncertainty with a clear understanding of your options. We can explain what your claim might entail, and you’ll owe nothing for the conversation itself. When you are ready to talk, an attorney at Gemma Law is here to listen.
Contact us at (401) 467-2300 any hour of the day or night, or stop by our Providence office at 231 Reservoir Ave. The call is free, and you don’t pay unless we win.
Call or text (401) 467-2300 or complete a Free Case Evaluation form
