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Suffering a spinal cord injury can leave you facing long-term medical treatment, a loss of income, and significant lifestyle changes. Whether your injury was caused by a motor vehicle accident, a slip and fall, or a violent assault, you may be entitled to compensation. Your Cranston spinal cord injury lawyer with Gemma Law is ready to fight for the financial recovery you need to rebuild your life.
With millions of dollars recovered for injury victims, our legal team knows what it takes to build a strong case and secure maximum compensation. We are committed to holding negligent parties accountable so you can focus on your recovery. Speak with your Cranston personal injury lawyer today for a free consultation and learn more about your opportunities for legal recourse.
How Spinal Cord Injuries Occur in Cranston
Spinal cord injuries can happen in an instant, leaving you with life-altering consequences. Whether caused by a car crash, a slip and fall, or a sports-related accident, these injuries often require extensive medical treatment and long-term rehabilitation. A Cranston spinal cord injury attorney from Gemma Law can help you determine who is responsible for your injuries and fight for the compensation you need to move forward.
Motor Vehicle Crashes
Car accidents are one of the leading causes of spinal cord trauma, often resulting from high-impact collisions. Severe whiplash, rollover accidents, and truck crashes can cause fractured vertebrae or permanent nerve damage.
Drivers who cause serious injuries in a crash may be held financially accountable for your damages if you decide to take action with the help of a Cranston car accident lawyer.
Sports-Related Spinal Cord Injuries
Athletes in contact sports like football, hockey, or wrestling are at risk of spinal injuries due to high-impact collisions. Improper tackling techniques or inadequate safety gear can increase the chances of a serious accident. When coaches, schools, or organizations fail to enforce proper safety measures, they may be liable for the resulting injuries.
Slips and Falls
Falls are a leading cause of spinal cord damage, particularly among older adults. Uneven sidewalks, wet floors, or poorly maintained staircases can lead to severe falls that fracture vertebrae or cause paralysis. A Cranston premises liability lawyer can help you prove that a negligent property owner is responsible for your injuries.
For a free legal consultation with a spinal cord injury lawyer serving CranstonCall 401.467.2300
Spinal Cord Injury Insurance Claims
Spinal cord injuries can dramatically impact your mobility, independence, and mental health, leading to overwhelming medical expenses. Unfortunately, insurance companies often attempt to minimize payouts, even in severe cases. Understanding your rights and how the claims process works is essential to securing the compensation you deserve.
How Insurance Claims Work in Rhode Island
Filing an insurance claim after a spinal cord injury requires thorough documentation of medical records, accident reports, and financial losses. Rhode Island follows a fault-based system under Rhode Island General Laws § 31-32-24, meaning the at-fault party’s insurer is responsible for covering damages. However, if the at-fault driver is uninsured or underinsured, your own policy’s coverage may come into play.
Common Tactics Insurance Companies Use
Insurance adjusters often try to undervalue or deny spinal cord injury claims to protect their bottom line. They may argue that your injuries existed before the accident, that you were partially at fault, or that your treatment is excessive. If an insurer delays or refuses a fair payout, you may need legal representation to challenge their decision.
Types of Damages Insurance Typically Covers
When filing a spinal cord injury claim, insurance companies generally cover economic damages related to medical care and lost income. However, they often limit or exclude non-economic damages, such as pain and suffering, unless pursued through a lawsuit. Knowing what expenses your policy or the at-fault party’s insurance should cover can help you avoid unfair claim denials or lowball settlement offers. Some of the damages generally covered by insurance claims include:
- Emergency medical treatment
- Surgical procedures
- Physical therapy and rehabilitation
- Home and vehicle modifications
- Lost wages and reduced earning capacity
Cranston Spinal Cord Injury Lawyer Near Me 401.467.2300
Who Can Be Held Liable for a Spinal Cord Injury?
Spinal cord injuries often result from preventable accidents caused by negligence, meaning you may have the right to pursue compensation from those responsible. Liability depends on how the injury occurred and whether another party’s reckless or negligent actions contributed to your suffering. Below are some of the most common parties that may be held responsible for spinal cord injuries:
- Negligent drivers – Motorists who cause accidents leading to spinal injuries may be held responsible. If a driver was speeding, intoxicated, or distracted, their negligence can be used as evidence in your claim.
- Property owners – If hazardous conditions cause a slip and fall resulting in spinal cord damage, property owners may be liable. Businesses, landlords, and homeowners must maintain safe premises for visitors.
- Medical professionals – Doctors who misdiagnose or improperly treat spinal injuries may be subject to malpractice claims. Failing to recognize spinal trauma early can lead to permanent damage.
- Employers – Workplace accidents resulting in spinal cord trauma may lead to employer liability. If a company fails to provide proper safety equipment or training, it may be held responsible.
- Manufacturers of defective products – Defective safety equipment, malfunctioning airbags, or faulty medical devices can contribute to spinal injuries. Companies that design, produce, or distribute unsafe products may be liable.
- Trucking companies – If a commercial truck accident results in a spinal cord injury, the trucking company may share responsibility. Negligent hiring practices, improper vehicle maintenance, or unrealistic delivery schedules can all lead to preventable crashes.
- Municipalities – If poor road conditions, inadequate signage, or lack of proper maintenance contribute to a spinal cord injury, local government agencies may be liable. Municipalities have a duty to keep roads and public spaces safe for travelers.
Determining liability for a spinal cord injury requires clear evidence and a thorough legal strategy. In many cases, proving negligence means gathering medical reports, accident scene photos, expert testimony, and witness statements to establish fault. Additionally, multiple parties may share responsibility, which can complicate the claims process and impact how much compensation you can recover.
Consult a Spinal Cord Injury Attorney in Cranston for Help Today
Spinal cord injuries can leave you facing significant medical costs, lost wages, and a diminished quality of life.
You should not have to bear the financial burden of an injury caused by another party’s negligence. Call a spinal cord injury lawyer in Cranston with Gemma Law today to explore your legal options and pursue the compensation you need for your recovery.
Call or text 401.467.2300 or complete a Free Case Evaluation form
