Being seriously injured due to unsafe property conditions is a traumatic experience that can upend your life. During this challenging time, you need a compassionate legal advocate in your corner – a Providence premises liability lawyer from Gemma Law Firm.
Our Providence personal injury lawyers have more than 100 years of combined experience. Put your trust in our team to fight for your right to compensation.
Why Hire Gemma Law Firm in Your Case
For generations, our firm has been helping Rhode Islanders who’ve suffered injuries on hazardous premises secure the compensation they deserve.
We have the experience and resources to investigate your accident thoroughly and build a strong case against negligent property owners and managers. Choose our attorney when you need:
- An experienced professional committed to remaining by your side
- A proven attorney with a solid reputation in the local courts and with insurance companies
- A compassionate professional you know you can trust and count on
We know how to gather compelling evidence of dangerous conditions and code violations while aggressively protecting your rights every step of the way.
Don’t let the insurance company or a big corporation take advantage of you. Let our legal team put our experience to work for you.

For a free legal consultation with a premises liability lawyer serving ProvidenceCall (401) 467-2300
Explaining Premises Liability
Premises liability refers to the legal responsibility that property owners and occupiers have to maintain safe conditions and address hazards that could foreseeably cause injury to visitors.
When they fail to uphold this duty of care through negligence, they can be held financially accountable.
A premises liability lawyer in Providence can review your case and determine if you have grounds for a claim. Common examples of premises liability accidents our firm handles in Rhode Island include:
- Slip and fall incidents caused by wet floors, poor lighting, torn carpets, or other hazardous surfaces
- Stair and step accidents from broken handrails, uneven risers, improper tread depth, or a lack of traction
- Elevator and escalator injuries or falls due to equipment malfunctions
- Swimming pool accidents and near-drownings from inadequate safety measures
- Injuries from falling objects at construction sites are due to improper protective barriers
- Dog bites or animal attacks on properties where pets are improperly restrained
- Muggings, assaults, or other criminal acts occurring due to inadequate security measures
Premises liability claims can be brought against commercial property owners like stores, restaurants, and hotels, as well as residential landlords and homeowner’s associations.

Providence Premises Liability Lawyer Near Me (401) 467-2300
The Property Owner/Insurer Has Offered Me a Settlement. Should I Accept It?
When pursuing a premises liability claim, it is pretty common for property owners or their insurance providers to extend an early settlement offer in an attempt to quickly resolve the case.
However, these initial offers rarely provide adequate compensation for the full extent of your injuries and damages. There are several important reasons why you should be extremely cautious about accepting the first settlement amount proposed:
- Low–Ball Tactics – Insurers routinely undervalue claims from the start, offering lowball sums hoping you’ll feel compelled to accept out of desperation for funds to cover medical bills and lost wages. Their priority is protecting profits.
- Future Damages Not Accounted For – Early lump-sum settlements often only factor in costs already incurred, such as current medical expenses. They fail to calculate future needs properly, like ongoing treatment, lost earning potential, permanent disability accommodations, etc.
- Severe Injuries Underestimated – For victims who suffered catastrophic or permanent injuries, insurers attempt to downplay the severity and lifelong effects. Consulting medical experts is imperative to accurately value these cases.
- Liabilities Not Fully Investigated – It takes extensive investigation to gather all evidence of premises hazards, code violations, negligent security, and other liabilities that may be relevant to liability claims. Initial settlement offers rarely reflect complete liability assessments. When other parties can be held liable, it may increase the likelihood you can collect the full value of your claim.
- You Give Up Rights to Future Claims – By accepting a premises liability settlement, you generally sign away your ability to pursue any further legal action related to the same incident and injuries if future complications develop.
Before considering or rejecting any settlement proposal, it’s worthwhile to have an experienced Providence premises liability lawyer carefully review the offer.
Your attorney understands how to evaluate a claim’s true worth properly and can advise if the amount covers your total damages, both now and in estimating for the future.
Our premises liability attorneys also have successful track records negotiating substantially higher settlement amounts through negotiations with insurers. We leverage our respected reputation and body of evidence to motivate defendants to engage in good-faith negotiations.
Will My Case Have to Go to Court
The vast majority of personal injury claims are settled out of court because they are costly and time-consuming. Going to court doesn’t benefit the insurer or the defendant because there is a great risk of an unknown outcome.
However, in some cases where insurers stubbornly refuse to make a fair settlement offer that compensates you fully, our legal team possesses the litigation skills to take them to trial and fight for the full damages you deserve.
Having Gemma Law Firm advocate on your behalf helps ensure you recover maximum compensation, whether through settlement or a verdict. Review our case results to see our success stories.

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Establishing Premises Liability is Complex
To prevail in a premises liability lawsuit, your premises liability attorney in Providence must establish negligence. There are four key components of negligence that the law requires us to provide evidence of in every personal injury claim. Those four components include:
- The defendant owed you a duty of care as an invitee or licensee
- That duty was breached through negligent property maintenance, lack of warnings, or security
- The breach of duty was the direct cause of your accident and injuries
- You suffered quantifiable damages like medical costs, lost wages, and pain/suffering
Proving negligence means that the property owner or their insurance company is responsible for paying for your losses. That can seem like a straightforward process. However, the burden of proof is on you, and that can complicate the process.
How We Prove Liability in a Premises Liability Case
With the guidance of our premises liability attorney in Providence, we will investigate your claim fully and gather all the evidence possible to establish fault. This requires gathering extensive evidence, such as:
- Photo/video documentation of the hazardous condition
- Witness testimonies about the lack of warnings or improper property maintenance
- Incident reports and past complaint records about the same hazard
- Expert analysis of building code, safety regulation, or policy violations
- Your complete medical records detailing the full extent of injuries
Defendants and their insurance providers will typically contest liability by claiming you were trespassing, the hazard was open/obvious, or that you failed to exercise reasonable caution yourself.
Our attorneys can help fight these allegations of fault to protect your financial compensation. Our frequently asked questions section has more information about premises liability cases.
What Your Premises Liability Claim May Be Worth
To build your case, our attorney will review all economic and non-economic losses you have, including all financial implications, physical losses, and emotional impact the incident has had on your life and is expected to continue to have in your future.
We will then build a claim that includes evidence of all your losses. Examples may include:
- Compensation for any medical expenses you have from your injury
- Future medical costs
- Modifications to your home or in-home support
- Loss of wages
- Loss of earning capacity for long-term injuries
- Property damage repair or replacement
- Loss of quality of life
- Impact on relationships
- Emotional well-being and trauma
Using our resources, including medical experts and comprehensive researchers of cases like your own, we will gather as much data as possible to build your case.
Our objective is always to provide clear evidence of the losses you have so we can build a claim that protects your future.
Understand the Statute of Limitations in Rhode Island
One of the factors that could impact your ability to recover damages in an accident is time. RI Gen. Laws § 9-1-14 sets the statute of limitations for personal injury cases at three years, which is typically a substantial time if you know you have a case and take action.
If you fail to file a lawsuit within three years of the date of the accident, the court is not likely to hear your case or hold those who caused your injuries responsible.
There are a few exemptions to this rule. If you were a minor at the time of the incident, and no one took legal action prior, you have three years from the day you turn 18 to take action. If you believe you may qualify for this or other exceptions, reach out to us for more information.
Contact a Providence Premises Liability Attorney for a Free Consultation
When pursuing a premises liability claim against corporate entities, property owners, and insurance companies with tremendous resources, you need legal advocates with a proven track record of results.
Legal representation from Gemma Law Firm maximizes your chances of recovering full and fair compensation for your medical bills, lost wages, pain and suffering, and other damages.
Do not make the mistake of accepting an inadequate premises liability settlement before speaking to us. Our no-obligation case evaluations allow you to make a fully informed decision about securing the justice you truly deserve.
Contact us today for a free, no-obligation case evaluation with a Providence premises liability attorney.

Call or text (401) 467-2300 or complete a Free Case Evaluation form