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Providence Workers’ Compensation Lawyer

Being injured on the job can derail your life in an instant, leaving you unable to work and facing mounting bills. In this situation, you need an advocate who can compel your employer’s insurance provider to uphold its obligations. 

For decades, The Providence workers’ compensation lawyers of Gemma Law have provided personalized legal services to workers suffering workplace injuries and illnesses. We understand the complex nature of these claims and how to ensure your rights and your claim are protected.

With a Providence personal injury lawyer by your side, you gain a powerful ally committed to protecting your rights and best interests when dealing with insurance companies.

You Deserve Fair Treatment

Insurers are notoriously difficult companies focused on underpaying or denying legitimate workers’ compensation claims whenever possible to preserve their bottom line. Their adjusters may attempt to downplay the severity of your injuries, dispute the work-related nature of your condition, or claim you can return sooner than medically advisable.

An attorney levels the playing field against these bad-faith tactics. Our lawyers have an extensive understanding of Rhode Island’s complex labor laws and the evidence required to establish valid claims. 

We know how to gather and present persuasive proof of your injuries, workplace causes, medical treatment needs, lost income losses, and more. We can handle the paperwork and adjusters so you can focus on what matters most – your health.

When do I Need a Workers’ Compensation Lawyer?

While Rhode Island’s workers’ compensation system is intended to provide expedited relief to employees injured on the job, the process is anything but straightforward. Insurance companies routinely challenge and deny legitimate claims in order to protect their profits. 

In the following situations, it’s highly recommended to have an experienced Providence workers’ compensation lawyer advocating for your rights:

Your Claim is Denied

If your workers’ comp claim has been denied by your employer’s insurer, you face an uphill battle proving the validity of your injury or illness without legal representation. An attorney understands how to effectively appeal denials and make compelling cases substantiating workplace accidents and occupational diseases.

You Suffered Severe or Permanent Injuries

For catastrophic injuries resulting in permanent disabilities, you need a lawyer’s help calculating and pursuing the full lifetime of lost earnings, ongoing medical costs, and disability benefits you’ll require. 

Insurers frequently undervalue devastating injury claims. In such cases, it is worthwhile to have a lawyer evaluate your situation and determine whether negligence caused your injuries. 

If another party was partially or fully liable for your accident, it may be possible to file a civil claim to pursue further compensation.

Your Employer Disputes Your Claim

When employers attempt to claim your injury didn’t occur at work, it creates a complex dispute scenario. An attorney skilled in workers’ comp litigation knows how to investigate and gather evidence proving your claim’s legitimacy.

The Insurer’s Settlement Offer Seems too Low

Insurance companies may seem accommodating at first by extending settlement offers to pay medical bills and a limited period of lost wages. However, these lump sums rarely provide complete compensation for long-term losses and medical needs arising from workplace injuries and illnesses.

Your Claim is Complicated or Contested

Some workers’ comp cases involving pre-existing conditions, third-party liabilities, or disputes over medical treatment and disability assessments require extensive legal expertise. Having an experienced workers’ compensation lawyer in Providence can improve the outcome of complex claims.

You Need to Appear at a Hearing

If disputes over workers’ comp benefits lead to formal appeals hearings or civil court proceedings, trying to represent yourself dramatically reduces your chances of a favorable outcome.

Workplace injury cases are highly technical legal matters with your personal and family’s financial security at stake. When complications or disputes arise, securing experienced legal representation is crucial to protecting your right to maximum benefits allowed under Rhode Island law.

When You’re Told to Report to Work Before You’re Fully Recovered

Insurance companies are always looking for ways to minimize the payouts they must make for workers’ compensation claims. They may try prematurely forcing you to return to work duties before your injury has properly healed.

The reason is that getting you back on the job, even in a limited capacity, allows them to cease paying full benefits. However, attempting to work while still recovering puts you at grave risk of reinjuring yourself or worsening your condition.

If your treating physician still considers you unfit to return to work for medical reasons, it can be beneficial to seek help from a lawyer.

Unfortunately, employers and insurers may still attempt to compel your premature return by arguing:

  • Your restrictions can be accommodated with light duty or modified job tasks
  • An independent medical exam they arranged cleared you as able to work
  • The duration of your disability payments has expired based on their assessment

In these situations, you need an experienced lawyer to protect your rights. We know how to gather further substantive medical evidence disputing the insurer’s claims about your fitness to return to work. 

Do not put your health and ability to work in the future at risk by allowing the insurance company to bully you into reinjury. Our firm protects workers like you whenever your rights regarding disability leave and transitional accommodations are infringed upon.

Trying to negotiate with adjusters and employers on your own leaves you at a disadvantage. With a Providence workers’ compensation lawyer safeguarding your interests, insurers quickly learn their tactics will not be tolerated. 

We take aggressive action to ensure your rights are upheld, and you receive all benefits owed. Injuries at work can dramatically disrupt your life and ability to provide for yourself and your family. Do not gamble with your future by letting insurance adjusters take advantage of you during this precarious situation.

Let a Gemma Law advocate stand up for the benefits and just compensation you deserve. Contact us today for a free, no-obligation consultation. We proudly serve all of Rhode Island.

  • Get a Free Case Consultation 401.467.2300