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Rhode Island Car Accident Lawyers

Assertive Legal Action and Client-Centered Care

At Gemma Law Associates, we take a distinct and assertive approach to car accident cases in Rhode Island. Our method involves immediate and rigorous action. We promptly identify all parties responsible for the accident, explore every conceivable theory of legal liability, and diligently uncover all possible sources of financial compensation. This process includes a swift and thorough investigation of the case facts and an in-depth research of the applicable laws.

In situations involving severe or catastrophic injuries, particularly those resulting from criminal acts like drunk driving, our collaboration with local law enforcement and the State Attorney’s office becomes crucial. This partnership ensures a comprehensive and well-rounded approach to your case.

Moreover, we employ seasoned investigators and consult with leading experts in accident reconstruction, medical specialties, and other technical fields. This multidisciplinary approach strengthens our ability to present a compelling case in court, maximizing the potential for a favorable outcome.

crushed front end of a car after car wreck

Our commitment extends beyond the courtroom. We understand the overwhelming nature of post-accident procedures, especially the barrage of communications from insurance companies and bill collectors. Our team handles these correspondences for you, allowing you to focus on recovery. We advise against direct communication with insurance adjusters who may not have your best interests at heart, emphasizing the importance of consulting an experienced car accident lawyer before any discussions.

Experience and Reputation: Ready for Trial

At Gemma Law Associates, our experience and reputation are the cornerstones of our practice. We don’t just prepare for a settlement; we are fully prepared to take your case to trial if it means securing the best possible outcome for you. Our track record speaks for itself, and our readiness to go to court demonstrates our commitment to your cause.

Begin With a Free Case Review

Understanding your case’s specifics is crucial, and we offer a free case review to get started. This initial consultation is an opportunity to discuss your situation, understand your legal options, and plan the next steps in your legal journey with the support of Gemma Law Associates.

Steps to Follow After a Rhode Island Car Accident

1. Ensure Safety and Seek Medical Attention

Experiencing a car accident can be chaotic and confusing. Your first priority is always safety. Move to a safe location if possible and promptly seek medical attention, even if you feel fine. Some injuries, especially internal ones, may not be immediately apparent. Early medical intervention is crucial for your health and also serves as an important record for any future legal claim.

2. Report the Accident

It’s important that you report the accident to the police. A police report provides an official record of the incident, detailing the circumstances and parties involved. This report is a vital piece of evidence in your legal case. In Rhode Island, failing to report certain accidents is a legal offense, so ensure this step is not overlooked.

3. Document the Scene and Collect Information

If you are able to do so, document the accident scene. Take photographs of the vehicles, any visible injuries, and the surrounding area. It’s also a good idea to collect names, contact information, and insurance details from all parties involved, as well as contact information for any witnesses. This information will be invaluable as your case progresses.

4. Notify Your Insurance Company

Get in touch with your insurance company as soon as possible. Be factual about the details of the accident, but DO NOT admit fault or speculate about the accident’s cause. You are simply notifying them that an accident has occurred and NOTHING MORE. Any information you provide to the Insurance Company can be used during the claim process.

5. Keep Track of Medical Records and Expenses

Maintain a detailed record of all medical treatments, diagnoses, prescriptions, and other expenses related to the accident. These records play a crucial role in proving the extent of your injuries and their financial impact.

6. Avoid Discussing the Accident on Social Media

It is extremely important that you resist the urge to discuss the accident or your injuries on social media platforms. Posts, photos, or comments can be misconstrued and potentially used against you in your legal case. It’s in your best interest to keep the details of your car accident case private and strictly discuss them with your attorney. The slightest mistakes can cost victims huge settlements.

7. Call a Rhode Island Car Accident Attorney

Finally, consult with a Rhode Island car accident attorney. Legal guidance is critical in navigating the complexities of car accident claims. An experienced attorney can protect your rights, handle negotiations with insurance companies, and work towards securing the compensation you deserve. If you go at this alone, the gap between what you deserve and what you receive can be massive. 

When to Hire a Car Accident Lawyer in Rhode Island

After a car accident, hiring a lawyer can be a critical decision that significantly impacts the outcome of your claim. Understanding when to seek legal assistance will help you receive the compensation you deserve.

Key Situations for Legal Support

  • Significant Injuries or Loss: If the accident results in serious injuries, substantial medical bills, or a significant loss of income, legal expertise is essential.
  • Fault Disputes: When there’s uncertainty or disagreement about who is at fault, a lawyer can help establish liability.
  • Inadequate Insurance Offers: If the insurance company’s settlement offer does not adequately cover your damages, a lawyer can negotiate for a fairer settlement.
  • Complex Legal Issues: Accidents involving multiple parties, complicated legal issues, or technical details require the nuanced understanding that a lawyer provides.
  • Uncertainty about Claims Process: If you’re unsure about the claims process or the fairness of an offer, consult a lawyer for clarity and direction.

The Role of a Rhode Island Car Accident Lawyer

A skilled car accident lawyer in Rhode Island will advise you on the legal aspects of your case and also represent your interests in negotiations or court proceedings. They ensure that all legal procedures are followed correctly, gather and present evidence effectively, and work tirelessly to secure the best possible outcome for your situation.

How to File a Car Accident Claim in Rhode Island

Filing a car accident claim in Rhode Island can be complex and overwhelming. Understanding the steps involved can help ensure your rights are protected and you receive the compensation you deserve. Here are steps to help you proceed, and for a more detailed overview, please refer to our full article here.

1. Know Your Insurance Policy

Thoroughly review your insurance policy to understand the coverage you have. Rhode Island is a fault state, meaning the person responsible for the accident is liable for the damages. Your policy details will guide you on how to proceed with the claim.

2. Collect Necessary Documentation

This step starts at the scene. Gather all documentation related to the accident. This includes the police report, medical records, photographs of the accident scene, witness statements, and any other evidence that can support your claim.

3. File an Insurance Claim

File a claim with either your insurance company or the at-fault driver’s insurer. When filing the claim, provide all the collected evidence and be as detailed as possible about the incident and the extent of your injuries and damages.

4. Understand Comparative Negligence

Rhode Island follows a comparative negligence rule, meaning your compensation can be reduced by your percentage of fault in the accident. It’s important to understand how this might affect your claim.

5. Negotiate With Insurance Adjusters

Be prepared to negotiate with the insurance adjusters. They may offer a settlement that is less than what you deserve. It’s crucial to understand the value of your claim so you can negotiate effectively.

6. Consider Legal Assistance

Navigating a car accident claim can be challenging, especially when dealing with insurance companies and legal intricacies. Consider hiring a Rhode Island car accident attorney to help guide you through the process, handle negotiations, and ensure your rights are fully protected.

7. Finalize Your Claim

Once a settlement has been reached or a court decision has been made, ensure all agreements are documented. Before accepting any settlement, review it carefully, preferably with your attorney, to ensure it covers all your damages and injuries. 

The Burden of Proof in Rhode Island Car Accident Cases

In Rhode Island, the burden of proof in car accident cases lies with the plaintiff, the party bringing the lawsuit. This means you must prove that the other party was at fault for the accident and your resulting injuries. Demonstrating fault typically requires showing that the other driver was negligent, which involves establishing certain key elements:

  • Duty: The other driver had a duty to drive safely.
  • Breach: This duty was breached due to their actions or inactions.
  • Causation: Their breach directly caused the accident.
  • Damages: You suffered damages as a result of the accident.

Common Mistakes After a Car Accident in Rhode Island

Avoiding common pitfalls following a car accident can significantly impact the outcome of your case. Here are some crucial mistakes to avoid:

  • Not calling a car accident lawyer: Failing to consult a lawyer can leave you vulnerable to legal missteps and inadequate settlements.
  • Admitting fault: Even casual remarks can be construed as admissions of fault, negatively impacting your claim.
  • Failing to get a police report: A police report is a must. In order to have a strong claim, you must have an official record of the accident.
  • Talking to the other party’s insurance company: Direct communication can lead to unintentionally compromising your claim. The insurance company works very hard to trick you into saying something they can use against you. 
  • Signing a settlement too early: Accepting an initial offer without proper legal advice can result in a settlement that undervalues your damages.

Common Causes of Car Accidents in Rhode Island

Understanding the common causes of car accidents in Rhode Island helps everyone stay safe. Here are the common causes, explored in more detail:

Distracted Driving

Distracted driving is not just limited to phone use. Eating, adjusting the radio, or any activity that takes attention away from driving can lead to accidents. It’s a leading cause of collisions in today’s fast-paced world.

Impaired Driving

Beyond alcohol, drugs, or medications, impaired driving also includes driving while fatigued. The impairment of cognitive and motor skills significantly raises the risk of an accident.


Speeding diminishes the driver’s ability to react to sudden changes, like traffic stops or road hazards. High-speed impacts also result in more severe injuries and property damage.

Weather Conditions

Weather plays a critical role, especially in Rhode Island, where snow and ice are common. Reduced visibility and slippery roads demand extra caution and slower speeds.

Vehicle Defects

This covers a range of issues from brake failures to tire blowouts. Regular vehicle maintenance is key to preventing such accidents. In cases where a defect is a manufacturing issue, liability can extend to the manufacturer.

Each of these causes represents not just a risk factor for accidents but also a potential area of legal consideration in the event of a car accident claim. Awareness and caution can greatly reduce the risk of accidents and the legal issues that can follow.

Common Types of Car Accidents in Rhode Island

Understanding the types of car accidents common in Rhode Island is essential for both prevention and legal response:

rear end crash at night
  • Rear-end collisions: These frequently occur in heavy traffic or sudden stops. Injuries like whiplash are common, and determining fault often revolves around following distances and attention to traffic.
  • Head-on collisions: Resulting from wrong-way driving, impaired driving, or distracted driving, these accidents are highly dangerous due to the force of impact. Legal cases often involve serious injury or fatality claims.
  • Sideswipe collisions: These accidents can happen when drivers fail to check blind spots or misjudge distances while changing lanes. The liability often depends on adherence to lane-changing laws.
  • Side impact crashes: Occurring mainly at intersections, these crashes can cause severe injuries, especially in cars without side airbags. The key legal question often involves right-of-way and traffic signals.
  • Multi-Vehicle collisions: These complex scenarios, like pile-ups, require detailed analysis to determine the sequence of events and liability, which can be distributed among multiple parties.
  • Rollover crashes: High-speed turns or collisions can cause a vehicle to roll over, leading to serious injuries. Factors like vehicle design and road conditions are often scrutinized in legal cases.
  • Single vehicle crash: Instances where a car hits a tree or a pole. Causes can range from driver error to external factors like poor road conditions or mechanical failures. Liability can be tricky, especially if external factors are involved.

Each accident type presents unique challenges and considerations for legal claims in Rhode Island, emphasizing the importance of specialized legal expertise in car accident cases.

Common Car Accident Injuries in Rhode Island

Car accidents in Rhode Island can result in various injuries, each affecting victims differently:

  • Whiplash: Common in rear-end collisions, whiplash occurs due to rapid back-and-forth neck movement, leading to neck pain and stiffness.
  • Broken bones: The impact of collisions can cause fractures in different body parts, ranging from simple breaks to more severe compound fractures.
  • Concussions and traumatic brain injuries (TBIs): Head impacts or violent shaking can result in concussions, with more severe cases leading to TBIs affecting cognitive and motor functions.
  • Soft tissue injuries: These include injuries to muscles, ligaments, and tendons, often manifesting as sprains, strains, or contusions.
  • Burns and cuts: Resulting from contact with vehicle components, broken glass, or explosions, these injuries can range from minor cuts and bruises to serious burns requiring extensive treatment.

Understanding these common injuries is crucial for legal claims, as they significantly impact the compensation required for recovery.

Potential Damages in Rhode Island Car Accident Cases

When navigating the aftermath of a car accident in Rhode Island, understanding the full range of potential damages is crucial. At Gemma Law Associates, we delve deep into each aspect:

  • Medical expenses: Beyond immediate medical costs, this includes long-term care, rehabilitation, therapy, and any future medical needs related to the accident.
  • Lost wages and earning capacity: Compensation not just for present lost income, but also for diminished future earning capacity due to lasting injuries.
  • Pain and suffering: This covers the broad spectrum of physical pain and emotional trauma, including loss of enjoyment of life, anxiety, and other psychological impacts.
  • Property damage: Detailed attention to the costs of repairing or replacing your vehicle and any other personal property affected.
  • Punitive damages: In cases of extreme negligence or intentional harm, punitive damages serve as a deterrent and are calculated based on the severity of the offender’s conduct.
  • Other economic losses: This can include out-of-pocket expenses and costs associated with the lifestyle adjustments necessitated by the accident.

Rhode Island’s Most Dangerous Intersections and Roadways

Rhode Island, like any bustling state, has its share of dangerous intersections and roadways. Recognizing these danger zones can be crucial for driver safety and legal awareness:

  • Exit 20, I-95, Providence: Infamous as New England’s most dangerous intersection.
  • Interstate 95 (North and South): High traffic volumes lead to frequent accidents.
  • The 6/10 Connector: Known for its complex and heavy traffic flow.
  • Interstate 195: A common site for congestion-related collisions.
  • RI 146 (South) at Interstate 95 (South) and RI 146 at Sayles Hill Road: These junctions have challenging traffic patterns and noted accident rates.
  • Interstate 295 at RI 37 and Interstate 295 (South) at Interstate 95 (South): These areas are particularly prone to traffic mishaps.

Being aware of these hotspots is key to navigating Rhode Island’s roads more safely. For more information on these and other high-risk areas, click here.

man on cellphone in front of rear end car crash

FAQs on Rhode Island Car Accident Cases

How long do you have to file a car accident claim in Rhode Island?

In Rhode Island, the statute of limitations for filing a car accident claim is generally three years from the date of the accident. Failing to file within this period can result in losing the right to seek compensation. However, certain circumstances, like claims against government entities, may have different deadlines.

How is liability proven after a car crash?

Proving liability in a car accident involves establishing negligence on the part of the other driver. This requires demonstrating that the driver had a duty of care (such as obeying traffic laws), breached this duty (speeding or running a red light), and directly caused the accident and your injuries. Evidence such as police reports, witness statements, and accident reconstruction can be pivotal in proving liability.

What is the timeline of a typical car accident case in Rhode Island?

The timeline of a car accident case varies based on its complexity. Simple cases with clear liability and minimal injuries might settle within a few months, while more complex cases involving severe injuries, disputed liability, or litigation can take years. The process involves investigation, negotiations with insurance companies, and possibly a trial.

How much is a typical car accident case worth in Rhode Island?

The value of a car accident claim depends on several factors: the severity of injuries, the extent of property damage, lost wages, medical expenses, and the impact on the victim’s quality of life. Minor accidents with minimal injuries typically result in lower settlements, while severe cases involving long-term or permanent injuries can command much higher compensations.

Highlighted Case Results at Gemma Law Associates

Gemma Law Associates has achieved notable settlements in various car accident cases:

$625,000 – A rear-end car crash caused our client to sustain shoulder and knee injuries. This case was settled after the filing of a lawsuit for the maximum amount of insurance coverage available to our client. 

$500,000 – Our client, a middle-aged woman, suffered a severe neck injury in a rear-end car accident. Her injury required surgery and extensive medical treatment. Our firm reached a settlement of her claim.

bronze statue of lady liberty holding scales

$390,000 – Rear-end car accident settlement—our client came to us after being represented by a local popular personal injury law firm who told the client her case was worth no more than approximately $100,000. The client fired her existing attorney and hired Gemma Law. Upon a quick review of the case, Gemma Law noticed it was worth far more than her previous attorney asked for. Despite the fact the insurance company hired two expert doctors, including one from Boston, who claimed our client’s injuries were not related to the car crash, we were able to prove otherwise. We secured a very favorable result for our client.

Speak to a Rhode Island Car Accident Lawyer Today

If you’ve been in a car accident in Rhode Island, don’t navigate the complex legal landscape alone. The experienced team at Gemma Law Associates is ready to help. We offer personalized attention, a deep understanding of Rhode Island’s car accident laws, and a commitment to securing the best possible outcome for your case. Contact us today for a consultation and start your journey towards justice and recovery.

Serving the Greater Providence metro area, including Warwick, Cranston, Pawtucket, North Providence, South Kingston, Coventry, Cumberland, Woonsocket, and East Providence.

Gemma law is the best and helped and guided me threw everything … highly recommended thank you so much
ellen almgren
ellen almgren
5 stars all the way. They did exactly what was expected. Good Job
Keith Ruggiero
Keith Ruggiero
Very efficient and very good with communicating with me. I received updates about my case without having to call and request them. Very good law office! Very satisfied.
Bethania Herrera
Bethania Herrera
Mark Gemma has been absolutely amazing. He was helpful and answered all concerns and questions I’ve had. Him and his team are beyond incredible, supportive, and sweet. I would like to thank them all for everything they’ve done.
Samantha Argus
Samantha Argus
very professional and honest, what I liked the most is whenever you call the lawyer returns your call with every concern I had. It was my first time and I would not hesitate to trust them again.
Diana Palacio
Diana Palacio
This team is extremely helpful and kind. Mark Gemma was a great help in guiding me through this whole process and was a huge help. I would recommend this team to anyone seeking legal counsel
Zachary Dustin
Zachary Dustin
I am so happy with the turnout of my case. Both Sarah and Peter kept me up to date on everything and worked very hard on my case. The whole staff is friendly and diligent with their work. 100% recommend!
Chelsie Abatiello
Chelsie Abatiello
Managed to get my money before Christmas...in just days after settling! Great communication and always helped with my needs, and always gave good advice. Would definitely recommend.
Trini Luckey
Trini Luckey
Always professional and always checking in on their clients. Excellent atmosphere.
Susan Hallam
Susan Hallam
After spending 8 hours in a hospital overnight to get stitches in my lip because of a drunk driver’s negligent decision to get behind the wheel, the last thing I wanted to do was think about it all. I sent an email to Gemma Law, and Mark Gemma quickly called me back with an empathetic approach to listening to my story and helping me figure out the next steps. When he told me I wouldn’t have to have any contact with the insurance companies, I was HOOKED! When he pointed out how unfortunate it was I might have to miss out on a lip modeling career from a potential scar from the stitches, I was SOLD! And when I finally received my settlement check after letting him do all the leg work while I just focused on recovering, I was and am eternally GRATEFUL! Mark Gemma helped me turn a near death experience into a new start in life and I highly recommend him to anybody needing a personal injury lawyer.
Angie Sherman
Angie Sherman
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