Uninsured Motorist Claims

Recovering from any car accident is difficult, but when the motorist who caused your accident lacks insurance, the situation becomes more complex.

In Rhode Island, everyone is required by law to carry a liability policy and uninsured/underinsured coverage. Liability covers damages when you cause an accident. The uninsured motorist benefits are intended to provide coverage when an uninsured driver hits you or your vehicle.

Rhode Island Car Accidents & Insurance Coverage

Every day, motorists from other states drive on Rhode Island highways, including drivers from states where the rules for insurance coverage aren’t as comprehensive.

Also, everyday motorists within our state drive vehicles without coverage, ignoring the law. The result is that many accidents occur that leave the innocent victim without recourse to file a claim with the insurance company of the responsible party.

Uninsured Motorist Insurance in Rhode Island

As a Rhode Island resident with uninsured motorist coverage, you can file a claim with your own insurance company. However, insurance companies do their best to minimize what they pay out on claims. They may try to dispute your claim or give you less than what your claim is worth.

Since the 1960s, the car accident lawyers of Gemma Law Associates have successfully handled hundreds of car accident cases. Our attorneys know Rhode Island Law inside and out. We know how to work with insurance companies to handle your uninsured motorist claim and maximize your benefits.

Alcohol or impaired driving is often a factor in accidents involving uninsured motorist claims. Frequently the same driver that fails to insure his or her vehicle also fails to observe laws regarding driving while impaired. If the motorist who caused your accident was intoxicated, our lawyers will investigate the circumstances to determine if any bar or restaurant can be held liable for serving the driver.

These cases can be complicated, but we have decades of litigation experience, and if the establishment responsible for serving the driver isn’t willing to negotiate, we are prepared to take the case to court.

It isn’t your fault that the driver who caused your accident failed to observe Rhode Island insurance laws. At Gemma Law Associates, we will work hard to ensure you receive proper compensation for injuries caused by someone else’s negligence or recklessness.

Contact Gemma Law: Trusted Rhode Island Car Accident Lawyers

If you need help with an uninsured motorist claim, contact Gemma Law Associates toll-free or submit an online contact form. We’ve been helping clients in Rhode Island for more than 45 years. We can help you.

Serving the Greater Providence metro area, including Warwick, Cranston, Pawtucket, North Providence, South Kingston, Coventry, Cumberland, Woonsocket, and East Providence.

 
 
 
 
 
 
 
  
 
 
  
Gemma law is the best and helped and guided me threw everything … highly recommended thank you so much
  
 
 
 
  
 
 
 ellen almgren 
 
2023-02-09
 
 
 
  
 
 
  
5 stars all the way. They did exactly what was expected. Good Job
  
 
 
 
  
 
 
 Keith Ruggiero 
 
2023-02-04
 
 
 
  
 
 
  
Very efficient and very good with communicating with me. I received updates about my case without having to call and request them. Very good law office! Very satisfied.
  
 
 
 
  
 
 
 Bethania Herrera 
 
2023-01-19
 
 
 
  
 
 
  
Mark Gemma has been absolutely amazing. He was helpful and answered all concerns and questions I’ve had. Him and his team are beyond incredible, supportive, and sweet. I would like to thank them all for everything they’ve done.
  
 
 
 
  
 
 
 Samantha Argus 
 
2023-01-19
 
 
 
  
 
 
  
very professional and honest, what I liked the most is whenever you call the lawyer returns your call with every concern I had. It was my first time and I would not hesitate to trust them again.
  
 
 
 
  
 
 
 Diana Palacio 
 
2023-01-17
 
 
 
  
 
 
  
This team is extremely helpful and kind. Mark Gemma was a great help in guiding me through this whole process and was a huge help. I would recommend this team to anyone seeking legal counsel
  
 
 
 
  
 
 
 Zachary Dustin 
 
2023-01-16
 
 
 
  
 
 
  
I am so happy with the turnout of my case. Both Sarah and Peter kept me up to date on everything and worked very hard on my case. The whole staff is friendly and diligent with their work. 100% recommend!
  
 
 
 
  
 
 
 Chelsie Abatiello 
 
2022-12-28
 
 
 
  
 
 
  
Managed to get my money before Christmas...in just days after settling! Great communication and always helped with my needs, and always gave good advice. Would definitely recommend.
  
 
 
 
  
 
 
 Trini Luckey 
 
2022-12-23
 
 
 
  
 
 
  
Always professional and always checking in on their clients. Excellent atmosphere.
  
 
 
 
  
 
 
 Susan Hallam 
 
2022-12-17
 
 
 
  
 
 
  
After spending 8 hours in a hospital overnight to get stitches in my lip because of a drunk driver’s negligent decision to get behind the wheel, the last thing I wanted to do was think about it all. I sent an email to Gemma Law, and Mark Gemma quickly called me back with an empathetic approach to listening to my story and helping me figure out the next steps. When he told me I wouldn’t have to have any contact with the insurance companies, I was HOOKED! When he pointed out how unfortunate it was I might have to miss out on a lip modeling career from a potential scar from the stitches, I was SOLD! And when I finally received my settlement check after letting him do all the leg work while I just focused on recovering, I was and am eternally GRATEFUL!  Mark Gemma helped me turn a near death experience into a new start in life and I highly recommend him to anybody needing a personal injury lawyer.
  
 
 
 
  
 
 
 Angie Sherman 
 
2022-12-07
 
 
 
  
 
 
 
 
 
 
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