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You do not have to deal with the aftermath of an auto accident on your own. If someone else caused your accident, it may be a good idea to get legal help from Lippitt personal injury lawyers. From here, a Lippitt car accident lawyer can review your case and explain your legal options to you.
The legal team at Gemma Law Associates, Inc. has assisted accident and injury victims and their families in Rhode Island for more than 40 years. Let us take a look at your case. To get started, contact us today.
Car Insurance in Rhode Island
Drivers are legally required to have auto insurance in Rhode Island. There are minimum liability coverage limits. If a driver is uninsured or underinsured and causes an accident, they may have to cover any losses out of their own pocket.
A motorist can be held financially accountable for a crash. For example, a driver may get distracted, leading to an accident. If you got hurt in this accident, you may be able to seek compensation for your losses from the at-fault driver or their insurance company.
You may want to consult with a Lippitt car accident attorney to help you determine who is accountable for your crash. Gemma Law Associates, Inc. can connect you with a lawyer right away. For more information, reach out to us.
For a free legal consultation with a car accident lawyer serving LippittCall 401.467.2300
Car Accident Liability
It may be clear the other driver involved in your crash is liable. Alternatively, there are times when many different parties may be at fault. Examples of plaintiffs named in auto accident lawsuits include:
- Car manufacturer
- Government entity
- Mechanic
A car accident lawyer in Lippitt can help you identify the liable party. They can also explain what to expect from a car accident case. This can help you decide if now is the right time to request damages from an at-fault party.
Lippitt Car Accident Lawyer Near Me 401.467.2300
When to File a Claim
There is generally a three-year statute of limitations for injury claims, per Rhode Island General Laws § 9-1-14. After an auto accident, you may have up to three years to seek damages from a liable party. If you choose not to file a claim within this window, you may be responsible for your accident-related losses.
Following a car crash, you may want to pursue legal help. By meeting with a car accident attorney in Lippitt, you can find out if you are eligible to seek damages. If you decide to move forward with a claim, your attorney can help you at each stage of your litigation.
You may request compensation from an at-fault party’s insurance company. When you do, there is no guarantee you will get damages. An insurer may work hard to dispute your claim, but your attorney will advocate for you and help you get the damages you want.
How an Auto Accident Claim Works
You may wonder how much your case is worth and when you will get compensation based on your auto collision losses. Once you submit an insurance claim, you begin the process for collecting damages. The at-fault party’s insurer and your insurance company may work together to determine liability, which may allow you to secure compensation.
There are times when a liable party’s insurer contests your claim in the hopes of protecting its client’s best interests. You are responsible for providing enough proof to show the other party was negligent. If you cannot, you may struggle to get compensation.
Your attorney will protect your legal rights as you try to resolve a claim. If an insurer refuses to pay your claim, you may have to seek damages through a lawsuit. Your Lippitt car accident lawyer will help you prepare your case and put you in the best position to secure 100% of the damages you are requesting.
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Comparative Negligence in a Car Accident Case
According to Rhode Island General Laws §9-20-4, you may be held partly responsible for your auto accident. In this situation, a judge or jury may award you less compensation than what you originally requested. To avoid this outcome, it may be beneficial to partner with an attorney who can help you build an argument that shows you are in no way responsible for your collision.
With comparative negligence, a judge or jury may reduce your damages based on your percentage of fault. For instance, a judge or jury may say you are 20% liable for your car accident. At this point, the defendant in your case may be required to pay 80% of the damages you initially sought.
You are able to ask for damages in an auto accident, even if you are more at fault for it than the other party. Getting compensation may require you to present medical records, accident scene videos and photos, and other forms of proof to support your argument. There are also instances when it may be in your best interests to accept a settlement.
Auto Accident Case Settlement
Settling your case outside the courtroom may require less time and fewer resources than going to trial. Your Lippitt car accident attorney will keep you up to date about any settlement offers. They can explain a settlement offer in detail and help you determine if you should accept, reject, or counter a proposal.
You do not have to do anything if you receive a settlement offer, but it may be beneficial to review the proposal with your attorney. This allows you to ask questions and get insights into what can happen with any decision you make. It may help you weigh a settlement’s pros and cons.
If you are not fully satisfied with a settlement offer, you may want to reject the proposal. Your car accident attorney in Lippitt can notify the defendant about your decision. Next, you and your car accident lawyer in Lippitt can continue to work together to achieve the optimal case results.
Work with an Attorney
A car accident can leave you with medical bills and other losses. At Gemma Law Associates, Inc., our Lippitt car accident lawyer may be able to help you request damages from anyone who caused your accident to happen. To schedule a free consultation, contact us today.
Call or text 401.467.2300 or complete a Free Case Evaluation form